Typically, the rules of health insurance are simple — they protect you and your current healthcare needs. But there’s a catch: some providers take advantage of the rules to charge you exorbitant co-pays for prescriptions and visits, or can’t cover your care entirely.
If that sounds like you, we’ve got great news for you! In this blog post, we’ll give you a rundown on when it might be time to switch plans.
The golden rule of health insurance is:
“When something costs more than it needs to, or when it doesn’t cover what you need, SWITCH INSURANCE.”
Here’s a common scenario in which you might need to switch insurers: You’re using a plan that has a high deductible each year.
Because of the deductible, you find yourself making multiple claims for common illnesses or minor injuries. Each time you have to claim from your insurance, your provider may raise their rates. And being a loyal customer won’t save you from that — many providers raise their rates for everyone on their plan.
Some people choose plans with lower deductibles in order to avoid paying higher monthly premiums. But if you think about your insurance over the course of the year, you’ll realize that it costs less when your deductible is high and your premiums are low.
Here’s a great graphic to help you understand why:
When it comes to healthcare, one rule still holds: “Don’t get sick. Ever.”
There’s a reason we advise everyone to have health insurance, especially as you’re young. Many people don’t realize that medical costs can escalate quickly once they become ill. Plus, if you have a pre-existing condition, you’ll likely pay a high premium for your coverage. And in either scenario, it’s likely you’ll end up with a large deductible. Luckily, the US government offers an additional source of coverage — Medicaid.
What does Golden Rule Insurance Cover?
Golden Rule Insurance Company is a leading provider of homeowners, renters, and auto insurance coverage. We can help protect you from the high cost of unexpected accidents and disasters.
We are here to help! If you have any questions or need help getting a quote, just ask! If you’re struggling with paying your premium, don’t forget that we offer many different ways to pay your insurance so you can find the payment plan that works for you.
Golden Rule Insurance Company offers coverage for homeowners, renters, and auto insurance in all 50 states. We offer high-quality protection for what matters most to protect your family and belongings. Plus, our customer care team is available 24 hours a day.
Golden Rule Temporary Health Insurance
Here at Golden Rule Temporary Health Insurance, we believe that life is not a dress rehearsal. It’s time to reclaim the present and live life on your own terms. Get a quote today and learn how a temporary health insurance plan from Golden Rule can help you do just that.
A temporary health insurance plan from Golden Rule is one of the best ways for you to protect your financial future in case of injury or illness, no matter what stage of life you’re in.
We offer short-term health plans, temporary health insurance, and short-term medical insurance. Get a free quote today and discover how your coverage can help you reclaim the present.
Remember, life is not a dress rehearsal. Get temporary health coverage from Golden Rule today.
What is the number one Golden Rule?
A golden rule is a principle that most often refers to a moral code of conduct in personal behavior. In the context of family relationships, it can be known as “the golden rule”. It is used in the Bible: “So whatever you want people to do for you, do for them.” The Golden Rule has also been used as a precept in philosophy and religion and various other fields.
How do you practice the Golden Rule?
This post will present the Golden Rule as a real-life example of how a good character can form a cohesive society. You’ll learn about its origins and see what the rule has to do with each of the 5 Pillars of Character. Finally, we’ll show you some ways that you can practice your own Golden Rule today!
The Golden Rule is an ideal that has been around for thousands of years, teaching people how to treat others as they would like to be treated themselves.
Are golden rule short term health insurance plans any good?
Golden Rule health insurance plans are a type of short-term health insurance plan that has been around for over 30 years. It’s not a government-sponsored program, so it doesn’t fall under the Affordable Care Act.
This blog post is meant to make the readers aware of the potential problems with health insurance and what to be aware of when you get insurance. It is meant to help any reader make the best decision for them in regards to health insurance.